Understanding Workers' Compensation in Ohio

What is Workers' Compensation?

Workers' compensation is a type of insurance that provides medical and financial benefits to employees who are injured on the job or become ill due to their work environment. It's designed to help workers recover from injuries or illnesses without having to prove fault or negligence.

In Ohio, employers with at least one employee must have workers' compensation coverage. This includes businesses of all sizes, as well as government agencies and non-profit organizations.

How Does Workers' Compensation Work?

If an employee is injured or becomes ill due to their work environment, they can file a claim for workers' compensation benefits. The process typically begins by reporting the incident to their employer and seeking medical attention.

The Ohio Bureau of Workers' Compensation (BWC) will then investigate the claim and determine whether it's eligible for benefits. If approved, the employee will receive medical treatment and lost wages, as well as other forms of support.

Why is Workers' Compensation Important?

Workers' compensation provides a critical safety net for employees who are injured or become ill due to their work environment. It helps ensure that they receive the medical and financial support they need to recover and get back to work.

In addition, workers' compensation coverage can also help employers avoid costly lawsuits and maintain a positive reputation in the community.